# Turnover arithmetic: how a stated requirement is worked out

> Educational arithmetic: turnover is a stated multiple times a sum. Open formulas, six worked examples and the number of bets, with no operators or offers named.

Source: https://bookiechecklist.com/wagering-turnover-calculator/
Updated: 2026-11-13

Turnover is the total amount that must be staked to meet a stated wagering condition: turnover T equals the multiple M times the sum S the condition applies to. With S = A$200 and M = 5, T is A$1,000, which takes 50 bets of A$20 when each stake counts in full. This page is arithmetic only and names no operator or offer.

## Calculate

Enter a sum S in A$, a multiple M (for example 35 times), the share of each stake that counts (c, from 0 to 100%) and an average stake a.

The tool shows the turnover T and the number of bets. Use Calculate to run it and Reset to clear it. The result is an illustrative example, not a price.

If the tool does not load, the formulas and the six examples below give the same results.

**Where this stands:** the tool runs in the browser; the static table below repeats its logic.

## The formulas

- Turnover T = M × S.
- Number of bets = T ÷ (a × c), rounded up to a whole bet.

S is any sum the stated condition applies to. M is the multiple, so a condition of 35 times gives M = 35. The inputs are rejected if M is zero or less, S is zero or less, or c is outside 0 to 100%.

The formulas are definitions and are rechecked once a year.

**Where this stands:** two formulas, both stated in full.

## Six worked examples

**Turnover and bets · invented numbers for arithmetic · checked 2026-11-13**

| Sum S | Multiple M | Turnover T | Average stake a | Share counted c | Bets |
|---|---|---|---|---|---|
| A$200 | 5 times | A$1,000 | A$20 | 100% | 50 |
| A$150 | 10 times | A$1,500 | A$30 | 50% | 100 |
| A$80 | 15 times | A$1,200 | A$16 | 100% | 75 |
| A$300 | 3 times | A$900 | A$30 | 20% | 150 |
| A$60 | 35 times | A$2,100 | A$12 | 100% | 175 |
| A$500 | 8 times | A$4,000 | A$50 | 40% | 200 |

Working for the second row: T = 10 × 150 = 1,500; bets = 1,500 ÷ (30 × 0.50) = 1,500 ÷ 15 = 100.

**Where this stands:** a lower share counted multiplies the number of bets needed.

## Reading the result

Turnover counts every stake. A return that is staked again counts again, so turnover is activity, not loss. Reaching a required turnover does not change what a bet costs on average; see [the expected value calculator](https://bookiechecklist.com/ev-calculator/).

For the setting of limits before you play, see [set a deposit limit](https://bookiechecklist.com/set-a-deposit-limit/). Method and sources for the formulas are on [how we source and update data](https://bookiechecklist.com/how-we-source-and-update-data/).

**Where this stands:** turnover measures how much is staked, not how much is lost.

## The national rule on inducements

The National Consumer Protection Framework for Online Wagering (NCPF), measure 4, prohibits inducements to open an account (national policy statement of 26 November 2018, a copy of which is held on the [Queensland Cabinet site](https://cabinet.qld.gov.au/documents/2018/Nov/ConsProtWag/Attachments/Statement.PDF)).

The 2022 edition did not open when checked; the current text is to be confirmed.

This page does not discuss offers. See [the NCPF page](https://bookiechecklist.com/consumer-protection-framework-ncpf/) for the framework.

**Where this stands:** measure 4 is noted from the 2018 statement; the current text is to be checked.

## 18+ only. Gamble responsibly.

18+ only. Gambling can be harmful. Need help? Call [Gambling Help Online](https://gamblinghelponline.org.au) on 1800 858 858 (free, 24/7) or visit gamblinghelponline.org.au.

To exclude yourself from licensed Australian online and phone wagering providers, register with [BetStop](https://www.betstop.gov.au) at betstop.gov.au. We are not a bookmaker and do not take bets. More help is on [the responsible gambling page](https://bookiechecklist.com/responsible-gambling/).

**Where this stands:** free help and exclusion routes exist and are named above.

## FAQ

**What is turnover?**

Turnover is the total amount that must be staked to meet a stated wagering condition. It is worked out as the multiple M times the sum S the condition applies to.

**How is the number of bets worked out?**

Divide the turnover by the amount that counts per bet: bets = T ÷ (a × c), where a is the average stake and c is the share of each stake that counts.

**Is turnover the same as the amount I could lose?**

No. Turnover counts every stake, including stakes funded by earlier returns. It measures activity, not loss.

**Does this page name any operator or offer?**

No. The numbers are invented for arithmetic, and the page does not discuss offers. NCPF measure 4 prohibits inducements to open an account; the current text is to be checked.

**What inputs does the tool reject?**

A multiple of zero or less, a sum of zero or less, and a share outside 0 to 100%.